How to improve your credit rating

People looking to improve their credit rating should first of all familiarise themselves with their credit file. Credit reference agencies such as Experian, Equifax and CallCredit hold information about every financially active person in the UK, including their financial and credit history. Most industry codes encourage companies to disclose the reasons for turning down requests for credit. Therefore, by reading your file you will understand which part of your credit history is letting you down and how you can remedy it.

How to improve your credit rating : 2:07 (529 words)

Getting car credit is easier than you think

Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. Regardless of your past credit history, there are several car credit specialists able to provide you with no-obligation quotes from dealers in your area.

Getting car credit is easier than you think : 1:38 (408 words)

Credit history X: how to get a credit card without a credit rating

Some people manage to go through much of their life without ever borrowing money or getting into debt. However, this may say less about their fiscal will power than it does their financial predicament, in that they may simply have never needed to borrow money before.

Credit history X: how to get a credit card without a credit rating : 1:48 (450 words)

Lowered credit card limits may not be a bad thing

In recent weeks, newspapers have reported that high street banks are slashing credit card limits and turning down more applications than last year. In addition, banks are purportedly monitoring credit card users more closely for impending signs of trouble. Bank chiefs say that, in the wake of increased levels of consumer debt, they hope these measures will cut the cost of servicing problem borrowers.

Lowered credit card limits may not be a bad thing : 1:46 (443 words)

Credit card security - how can you protect yourself?

Credit card fraud is a constant cause of concern for almost every credit card or debit card user. After all, having your credit card details stolen means that it’s more than your money that is in danger of being taken away from you - your name, personal address and your personal identity will all be under threat as well. The last major credit card scandal to rock news headlines, for instance, occurred in March 2007 when US company TJX, the owners of UK retail outlet TK Maxx, revealed that at least 45.7 million payment card details from its customers had been stolen by hackers.

Credit card security - how can you protect yourself? : 2:15 (562 words)

How to Increase Your Mortgage Bad Credit Rating?

Find Out How to Increase Your Bad Credit Rating and Get Your Mortgage Approved by a Mortgage Lender

How to Increase Your Mortgage Bad Credit Rating? : 1:45 (436 words)

Understanding Different Versions Of Credit Scores

Initially prior to the day’s classic FICO credit scores were easily useable,
credit lenders primarily use to manually look over each applicants credit report
and credit history in order to come to a decision on if it was prudent to offer
credit. The method was unbelievably overwhelming and on occasion resulted in
preventable human mistakes.

Understanding Different Versions Of Credit Scores : 2:49 (704 words)