Car Finance for Everyone: Finding the Best Deal
The principals behind buying a new car are relatively straight forward. Settle on a budget, go to a car dealer and then buy a car; simple.
Car finance: the best way to get into your new wheels
Buying a car is probably the biggest financial decision you can make in life apart buying a house. It is not very often that people are able to afford a new car in one payment, so it is more than likely that you will consider car finance to come up with the necessary funds.
Getting that great new car with car credit
The credit crunch currently gripping Britain has seen a sudden reduction of loan availability in the UK and the situation shows no sign as yet of getting any better. Perhaps it’s time to seek some alternative ways to pay for necessary expenses - like a new car.
Af-Ford a car you can rely on
Ford cars have long been considered by many vehicle drivers as highly reliable cars which provide safe and comfortable transport. In fact, since 1903 - when Ford was first founded - the company has grown to become one of the world’s largest automobile makers, proving a popular car brand amongst all generations. However, despite confidence in its make, many car-buyers still find it challenging - probably due to the vast range of cars available - to choose a Ford model that will meet their overall driving needs.
Get a good car even with bad credit
There are a number of reasons that you could find yourself with a bad credit rating; from missing a mortgage repayment to having a partner with a lot of debt. Regardless of the cause, having bad credit shouldn’t mean your life should be put on hold.
Top tips for buying a new or used car
Buying a car can sometimes be an intense and stressful process. However, there are a few simple steps you can follow to make buying a car almost seem easy.
Vauxhall Corsa: Take a Ride With the People’s Car
Most people have heard of the Vauxhall Corsa; whether it is because of having taken driving lessons in one or perhaps they have sat in the passenger seat due to a friend owning the characteristic super-mini. When it comes to purchasing or hiring any car for your own use, you’ll want to consider various personal requirements: whether you need a car to get you from point A to B with ease, a vehicle that’s dependable on those long journeys or simply a car that’s suitable for the whole family’s needs. With this in mind, the Vauxhall Corsa has come to be known as the ‘people’s car’ - proving a popular choice for many as the car that fulfils their overall vehicle needs.
The Motor Industries of Germany and Britain Battle for Efficiency
Germany and Britain have long been seen as leaders in the automobile industry with the stylish and classic looks of Aston Martin and Jaguar synonymous with British culture, just as BMW and Audi are in Germany. As the current economic climate forces fuel prices to rise and concern over the impact of rising CO2 emissions on the environment, the debate as to which country produces the finest cars is now not only based on aesthetics, but also on efficiency too.
Car Market Still Strong Despite Credit Crunch
Despite rising fuel costs, household bills and falling house prices, the British public are still enjoying purchasing and modifying their cars, with 153,420 new cars registered in July of 2008.
Cars and their drivers – the world’s great polluters
Cars may get us from A to B (and sometimes even C and D) with a minimum of fuss, but they also cause lots of pollution. Yes, that’s right; in major cities and large towns throughout the world, motor vehicles cause a wide range of air pollution problems. Now a UK government advisor has suggested that drivers should be helped to see that a “cleaner” car is good for their bank balance as well as the environment.
In a report that was published alongside the Budget in May this year, Professor Julia King says she wants the lifetime costs of running a car to be prominently displayed in the showroom. Currently, new car buyers are told the cost of owning a car for a year. But Professor King argues it would be more persuasive to show running costs for a decade or longer.
The report says a 4.4 litre petrol Range Rover, driven 12,000 miles a year for 10 years, would cost more than £35,000 in petrol and vehicle excise duty. Another family car, a Peugeot 307, would cost around £11,000.
Professor King believes that information presented in this form will jolt buyers into greener choices. She also proposes a colour-coded road tax disc dependent on emissions levels. This would help to create peer pressure, and make it easier for local authorities to run schemes such as Manchester City Council’s plan to offer 25% discounts in car parks to owners of cleaner cars.
Professor King is urging the government to set up an advertising advisory group to ensure that much stronger messages on fuel efficiency and pollution are embedded in vehicle advertising. She wants car manufacturers to be forced to publish comparative figures showing how their models compare with other manufacturers in the same class of car.
On biofuels, she counsels caution against the negative effects of an uncontrolled expansion, but suggests that the government mandates fuel companies to include a set proportion of biofuels in the mix at the pump. Friends of the Earth and the RSPB are likely to argue that it would be better for the UK and EU to abandon biofuels targets altogether, until there is confidence that they can be produced without damaging the very environment they are supposed to protect.
Car use is increasing every year, but now hybrid vehicles are available which get their energy from batteries or petrol. These cars are still uncommon, despite often offering cheaper car finance costs, but they are pointing the way to a future with cars contributing less to air pollution.
So we can see that the battle is far from over; drivers will need to use their cars responsibly and keep them in tip-top condition so the world can continue to improve matters and ensure we try to improve air quality, and lower carbon emissions.
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Disclaimer: Victoria Cochrane writes on a number of topics on behalf of a digital marketing agency and a variety of clients. As such, this article is to be considered a professional piece with business interests in mind.
